What are the eligibility criteria for a Dhani Loan?

The eligibility criteria for a Dhani Loan include being an Indian citizen aged 21 to 60 years. Applicants must have a stable source of income, whether salaried or self-employed. A valid Aadhaar card and PAN card are required for identity verification. The applicant's credit score should meet Dhani's minimum requirements. Additionally, the applicant must have a valid bank account and a smartphone to access the Dhani app for loan application and management.